Are you missing out on Pension Credit? How to claim the benefit worth £4,300 a year

The number of Pension Credit claims has soared in the past year but thousands of eligible households are still failing to apply. We explain who qualifies for Pension Credit and how to apply

Couple in their 60s planning retirement
Pension Credit can be worth thousands of pounds a year, plus it unlocks access to other benefits
(Image credit: Halfpoint Images via Getty Images)

Thousands of pensioners continue to miss out on Pension Credit, despite being eligible for the top-up benefit.

Pension Credit is worth £4,300 a year on average, and unlocks access to other benefits like help with NHS costs, a free TV licence and the Warm Home Discount.

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Ruth Emery
Contributing editor

Ruth is an award-winning financial journalist with more than 15 years' experience of working on national newspapers, websites and specialist magazines.

She is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times. 

A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service. 

Outside of work, she is a mum to two young children, while also serving as a magistrate and an NHS volunteer.